CD RATES
TermRateAPY
6 months0.40%0.40%
12 months0.60%0.60%
18 months0.80%0.80%
24 months1.07%1.08%
36 months1.35%1.36%

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CONGRATULATIONS...
to Mary Oakley for her hard work in receiving the AAP accreditation. The AAP (Accredited ACH Professionals) accreditation is awarded once a year to those who pass a comprehensive exam on the intricacies of the payment industry and the ACH network. AAPs are widely recognized throughout the payments industry as subject matter experts with a higher understanding of the ACH network.

List of Fees

Checking Account Fees Texas Plains Federal The Other Guys
Opening Deposit Free $25
Monthly Maintenance Fee Free $12
Overdraft Fee $20 $35
Overdraft Transfer from Savings 6 Free per month
Then $5 per item
$10 per item
Overdraft more than 5 business days Free $35
Check Image Fee $3.50 $3
Stop Payment Fee $15 $30
Debit Card Usage Fee Free $0
Debit Card Replacement Fee $5 $5
Interest Rate (Money you earn) 0.10% 0%

Savings Account Fees Texas Plains Federal The Other Guys
Opening Deposit $25 $25
Monthly Maintenance Fee Free $5
Withdrawals (More than 3 per month) Free $3 per Item
Interest Rate (Money you earn) 0.15% 0.05%

Other Service Fees Texas Plains Federal The Other Guys
Account Research Fee $20 $20 per hour
Statement Copy Fee $3 $3
Domestic Wire Outgoing $10 $25
Domestic Wire Incoming $10 $12
Deposited Item Return Fee                  $10 $12