Rewards
Kasasa
Get ready to say hello to a whole new level of banking awesomeness with Kasasa! If you're looking for accounts that reward you just for doing the everyday banking you already do, then you've come to the right place. Kasasa isn't your typical checking or savings – it's a game-changer, designed to put extra cash in your pocket with fantastic rewards like cash back, high interest, and even refunds on ATM fees. Prepare to discover how Kasasa can make your money work harder for you, simply by banking smarter!
Kasasa Cash Back
Earn cash back and refunds on ATM withdrawal fees*
Whether it's a trip down to the grocery store, a tank of gas, or anything else, Kasasa Cash Back pays 2.00% cash back on your debit card purchases - up to $90 cash back per year!* You'll also get cash back with refunds on your ATM withdrawal fees, nationwide - so every ATM becomes your ATM!
Benefits include:
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2.00% cash back on debit card purchases*
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No category restrictions on purchases
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Cash back earned on up to $375 in purchases monthly
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Earn up to $90 cash back per year, $7.50 per month
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Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
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No minimum balance to earn rewards
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No monthly service fee
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No minimum deposit to open
Here's how easy it is to earn rewards:
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Be enrolled in and agree to receive E-Statements
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Have at least 12 debit card purchases post and settle each month
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Be enrolled in and log into online banking at least once each month
And if you don't qualify, don't worry.
You still have a free checking account. And you can get right back to earning your cash rewards the very next cycle that you qualify.
Kasasa Cash
Earn high dividends and refunds on ATM withdrawal fees.*
You read that right - this is free checking that pays you in ways that matter! Earn up to 4.00% APY* on your balance of up to $25,000. You'll also get refunds on withdrawal fees from any ATM you use in the United States. All these rewards are yours just for doing banking basics that you probably already do!
Benefits include:
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4.00% APY* on balances up to $25,000
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4.00% to 0.50% APY on balances over $25,000 depending on balance in account*
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0.05% APY* if qualifications are not met
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Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
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No minimum balance to earn rewards
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No monthly service fee
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No minimum deposit to open
Here's how easy it is to earn rewards:
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Be enrolled in and agree to receive E-Statements
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Have at least 12 debit card purchases post and settle each month
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Be enrolled in and log into online banking at least once each month
And if you don't qualify, don't worry.
You still have a free checking account. And you can get right back to earning your cash rewards the very next cycle that you qualify.
Kasasa Saver
Earn high dividends and refunds on ATM withdrawal fees.*
This free account works side-by-side with your Kasasa Cash or Kasasa Cash Back to help you save the easy way. That's because every month it receives automatic deposits of the dividends, rewards, and ATM refunds* you earn with Kasasa Cash or Kasasa Cash Back!
Plus, your Kasasa Saver balance also earns a competitive rate, so it will grow even faster. All you have to do is meet the qualifications of your Kasasa Cash or Kasasa Cash Back account every monthly qualification cycle, then sit back and let the savings begin!
Benefits include:
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1.50% APY* on balances up to and including $25,000
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1.50% to 0.50% APY on balances over $25,000 depending on balance in account*
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0.05% APY* if qualifications aren't met
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Automatic transfers of Kasasa Cash or Kasasa Cash Back rewards
Here's how easy it is to earn rewards:
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Be enrolled in and agree to receive E-Statements
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Have at least 12 debit card purchases post and settle each month
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Be enrolled in and log into online banking at least once each month
And if you don't qualify, don't worry.
There's no penalty for not qualifying. You still have a free savings account that earns a base 0.05% APY*. Plus you can get right back to earning a higher rate the next month you qualify.
Kasasa Protect
Affordable and comprehensive identity theft protection.*
We love the convenience of the digital age as much as anyone - but our personal and financial information is now everywhere, and can be vulnerable to fraudsters. Fortunately, there's Kasasa Protect - a one-stop defensive strategy that monitors and guards your sensitive information 24/7. It includes lost wallet protection, identity restoration, and more.
Add Kasasa Protect to your checking account today for the low price of $7.99 per month! Joint account holders are also eligible to register for Kasasa Protect for an additional $5.99 per month if the primary member is signed up.
Summary
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Comprehensive identity protection and restoration solution*
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Employs around-the-clock monitoring for fraudulent activity
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Immediately alerts you to any suspicious activity
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Quick, hands-on process of restoring your information should fraud occur
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Full suite of offerings, including:
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24/7 credit monitoring
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Annual credit reports
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Monthly credit score and plotter
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Dark web monitoring
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Lost wallet protection
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Identity restoration
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Coverage from every angle provides peace of mind
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Funds directly deducted from your checking every month - no credit card needed!
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Exclusive pricing for all Kasasa checking account holders - $7.99 per month
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Not locked into a contract; no time commitment necessary
Kasasa ProtectTM Service Details
Add Kasasa Protect to receive around-the-clock coverage from every angle:
24/7 Credit Monitoring
Receive alerts on changes such as loan data, inquiries, new accounts, judgments, liens and more. Opening up lines of credit is a very common and costly form of identity theft. Monitoring your credit is the fastest and simplest way to guard against fraudulent activity taking place under your identity.
Credit Reporting
Your credit report helps you to proactively manage your financial health and monitor your identity.
Monthly Credit Score & Tracker
Score Plotter allows you to see how your Experian credit score changes over time. It also tells you what factors contributed to those shifts so you understand what actions to take. View your score regularly without having to incur extra costs of pulling full credit reports.
Dark Web Monitoring
This proprietary technology proactively detects compromised or stolen personally identifiable information, such as social security numbers or medical identification numbers, by monitoring thousands of websites and millions of data points. It collects data in real-time on an international level, regardless of country or language.
Lost Wallet Protection
This includes credit cards, debit cards, driver's licenses, social security cards, insurance cards, passports, military identification cards, and even traveler's checks. A specialist assists you with canceling and replacing lost or stolen documents quickly.
Identity Restoration
A certified specialist will guide you step-by-step to repair your compromised identity, helping with activities such as filing fraud alerts, placing credit freezes at different bureaus, and more.
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. To earn your Kasasa Cash and Kasasa Saver rewards, all of the following transactions and activities must post and settled to your Kasasa Cash account during each Monthly Qualification Cycle: (1) Have at least 12 debit card transactions post and settle (2) Be enrolled in and agree to receive e-statements (3) Be enrolled in and log into online banking. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, credit card purchases, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, Tier 1: A dividend rate of 4.00% will be paid on the portion of your average daily balance that is less than or equal to $25,000. The annual percentage yield for this tier is 4.00%. Tier 2: A dividend rate of 0.50% will be paid on the portion of your average daily balance that is greater than $25,000. The annual percentage yield for this tier will range from 0.49% to 4.00%, depending on the balance in the account. Tier 3: For the Kasasa Saver, A dividend rate of 1.50% will be paid on the portion of your average daily balance that is less than or equal to $25,000, and the annual percentage yield for this tier is 1.50%. A dividend rate of 0.50% will be paid on the portion of your average daily balance that is greater than $25,000, resulting in an annual percentage yield for this tier ranging from 0.49% to 1.50%, depending on the account’s balance. When your Kasasa Cash account qualifications are not met, the dividend rate paid on the entire balance of your Kasasa Cash and Kasasa Saver will be 0.05% for each, with an annual percentage yield of 0.05% and ATM fees are not refunded. APY = Annual Percentage Yield. APYs accurate as of 3/1/2023. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. No minimum deposit is required to open the account. You must have a Kasasa Cash account in order to open a Kasasa Saver account, and the Kasasa Cash account must remain open throughout the period that you hold the Kasasa Saver account. Enrollment in electronic services (e.g. online banking, electronic statements and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa, Kasasa Cash, and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A