Rates

Share Rates

Rates effective as of September 24, 2018

Share Rates
Rate DescriptionAPRAPY
Regular Share Savings Account: $25 - $4,9990.40%0.40%
Regular Share Savings Account: $5,000 - $9,9990.45%0.45%
Regular Share Savings Account: $10,000+0.50%0.50%
Share Draft Checking Account

Minimum balance of $500 required

0.15%0.15%
IRA Account

Minimum balance of $25 required

0.75%0.75%

Rates are subject to change without notice. All dividends are calculated by daily balance method and paid monthly.

Loan Rates

Rates effective as of October 17, 2018

Loan Rates
Rate DescriptionAPR
New and Used Vehicles

Up to 72 Months

From 3.75%
New and Used Boat, Motorcycle, and RV - Up to 120 MonthsFrom 4.25%
Signature Loan

Up to 36 Months

From 10.00%

All rates are quoted at the Annual Percentage Rate (APR)

Rates are based on credit score and the term of the loan

Rates are subject to change at any time

Share Certificate Rates

Rates effective as of November 14, 2018

Share Certificate Rates
Rate DescriptionAPRAPY
6-Month Share Certificate

Minimum Balance of $1,000

2.00%2.02%
12-Month Share Certificate

Minimum Balance of $2,500

2.25%2.27%
18-Month Share Certificate

Minimum Balance of $5,000

2.35%2.38%
24-Months Share Certificate

Minimum Balance of $5,000

2.50%2.53%
36-Months Share Certificate

Minimum Balance of $5,000

2.75%2.79%

Rates are subject to change without notice.

Texas Plains Federal's Share Certificates pay some of the highest dividends we offer. Select a maturity term anywhere from 6 months to 3 years. Share Certificates are available at minimum deposit levels as low as $1000. Ask a Texas Plains Federal representative for complete details.

IRA Account Rates

Rates effective as of August 24, 2018

IRA Account Rates
Rate DescriptionAPRAPY
IRA Accounts (Traditional & Roth)

Minimum balance of $25.00 required.

0.75%0.75%

Rates are subject to change without notice

HSA Account Rates

Rates effective as of September 24, 2018

HSA Account Rates
Rate DescriptionAPRAPY
HSA Accounts0.30%0.30%

Rates are subject to change without notice