Rates

Share Rates

Rates effective as of January 4, 2022

Share Rates
Rate Description	APR	APY
Regular Share Savings Account: $25 - $4,999	0.15%	0.15%
Regular Share Savings Account: $5,000 - $9,999	0.15%	0.15%
Regular Share Savings Account: $10,000+	0.25%	0.25%
Share Draft Checking Account Minimum balance of $500 required	0.10%	0.10%
IRA Account Minimum balance of $25 required	0.75%	0.75%

Rates are subject to change without notice. All dividends are calculated by daily balance method and paid monthly.

Loan Rates

Rates effective as of October 28, 2021

Loan Rates
Rate Description	APR
New and Used Vehicles Up to 72 Months	From 2.25%
New and Used Boat, Motorcycle, and RV - Up to 120 Months	From 4.25%
Signature Loan Up to 36 Months	From 10.00%

All rates are quoted at the Annual Percentage Rate (APR)

Rates are based on credit score and the term of the loan

Rates are subject to change at any time

Share Certificate Rates

Rates effective as of October 26, 2021

Share Certificate Rates
Rate Description	APR	APY
6-Month Share Certificate Minimum Balance of $1,000	0.50%	0.50%
12-Month Share Certificate Minimum Balance of $2,500	0.60%	0.60%
18-Month Share Certificate Minimum Balance of $5,000	0.70%	0.70%
24-Months Share Certificate Minimum Balance of $5,000	0.80%	0.80%
36-Months Share Certificate Minimum Balance of $5,000	1.00%	1.01%

Rates are subject to change without notice.

Texas Plains Federal's Share Certificates pay some of the highest dividends we offer. Select a maturity term anywhere from 6 months to 3 years. Share Certificates are available at minimum deposit levels as low as $1000. Ask a Texas Plains Federal representative for complete details.

IRA Account Rates

Rates effective as of November 3, 2020

IRA Account Rates
Rate Description	APR	APY
IRA Accounts (Traditional & Roth) Minimum balance of $25.00 required.	0.75%	0.75%

Rates are subject to change without notice

HSA Account Rates