Unsecured Loans

An unsecured loan is any loan that does not qualify as a secured loan. The following qualify as an unsecured loan:

  • Signature Loans
  • Special Loans
  • Payroll Advance Loans

To apply, simply LOGIN to Online Banking and fill out a loan application or contact a loan officer.

Signature Loans

Signature loans can be used for just about anything. Whether you need assistance consolidating debts, funding your next vacation, veterinary expenses, or for an upcoming wedding, Texas Plains Federal has a loan that's right for you!

It's often a better option than using a credit card. We offer signature loans from $300 - $20,000 based on your income and credit, with competitive rates* and flexible repayment terms.

We offer the following protection packages for Signature Loans:

Special Loans

Speical Loans are loans that may meet your seasonal needs such as a Back to School loan or a Green Wednesday Loan.

Back to School loans can help you with all your back to school needs such as school supplies, clothes, tuition and books. BTS loans are $1000 for 12 months with rates starting at 8% based on credit.*

Green Wednesday loans are designed to help with your Black Friday shopping. Green Wednesday loans are $1000 for 10 months at 10% the Wednesday before Thanksgiving.

We offer the following protection packages for Special Loans.

Payroll Advance Loans (PAL)

If you are in between pay dates and need a little extra cash, we can help you escape from the wolves that are PayDay Lenders! You can borrow $300 - $500, which can be paid back in four months. Our PAL loans will also help improve your creditworthiness. No credit check! Contact a Loan Officer for detials.

*Texas Plains Federal uses and reports on the first of every month to Equifax