Unsecured Loans

Signature Loans

Signature loans can be used for just about anything. Whether you need assistance with a debt consolidation, an awesome vacation, veterinary expenses, an upcoming wedding, back to school or holiday shopping, Texas Plains Federal has an unsecured loan that is right for you!   It’s a better option than using a credit card.  We offer Debt Protection on our Unsecured Loans.

  • Signature Loans up to $20,000 based on monthly income and credit
  • Competitive rates with discounts available
  • Flexible terms up to 36 months
  • Seasonal Special Loans with special rates and terms 

Line of Credit (LOC)

A Texas Plains Federal LOC gives you access to funds when you need them. A LOC is a revolving loan, so you only advance what you need and pay back with low payments.

  • LOC’s up to $2,000 based on monthly income and credit
  • Competitive rates with discounts available

Paycheck Advance Loan (PAL)

If you are in between pay dates and need a little extra cash, we can help you escape from the wolves that are Payday Lenders! You can borrow $300-$500, which can be paid back in 4 months.  Our PAL’s will also help improve your creditworthiness.  No credit check! Contact the Loan Department for details.

 pdq loans

When life happens, we’re here for you.

Whether you need a little extra cash for books, groceries, an emergency car repair, or anything in between, a p.d.q. loan can help. Get money when you need it most deposited right into your account with just a few clicks taking less than a minute. That’s pretty darn quick!

p.d.q loans are a smarter alternative to other high-cost options and help you to build or repair credit. While there is no credit check required, we will be reporting repayment history to the credit bureau.

  • Loans up to $2,000 with repayment term up to 12 months.
  • Must be a credit union member for 90 days.
  • Must be 18 years or older.
  • 24% Interest Rate
  • $20.00 application fee
  • No credit check required, with an instant loan decision.
  • Can be used to build or repair credit.

It’s easy to apply for a p.d.q. loan. You can do it anytime through online banking and mobile banking. If you do not have access to mobile and online banking, you may apply HERE.