From the cost of housing to groceries, life is anything but cheap these days. For many of us, it can be easy to let debt creep up…. But exactly how much debt is too much?

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It’s no secret that money can be a source of stress — particularly when income is low and monthly bills are, well, higher. But what if the idea of trying to save something…anything…for the future is also a line item on your list?

If you struggle to make ends meet, you're not alone. More than half of Americans — 58% — live paycheck-to-paycheck, according to data from CNBC. If you're among them, don't despair.