Rates

Loan Rates

Rates effective as of October 6, 2022

Loan Type APR
New and Used Vehicles

Up to 72 months

 From
3.75%
New and Used Boat, Motorcycle, and RV

Up to 120 Months

 From
5.25%
Signature Loan

Up to 36 Months

 From
10.00%

All rates are quoted at the Annual Percentage Rate (APR)
Rates are based on credit score and the term of the loan
Rates are subject to change at any time

Share Rates

Rates effective as of November 16, 2022

Rate Description APR APY
Regular Share Savings Account: $25 - $4,999 0.30% 0.30%
Regular Share Savings Account: $5,000 - $9,999 0.30% 0.30%
Regular Share Savings Account: $10,000+ 0.35% 0.35%
Share Draft Checking Account

Minimum balance of $500 required

 0.10% 0.10%
IRA Account

Minimum balance of $25 required

 0.75% 0.75%

Rates are subject to change without notice. All dividends are calculated by daily balance method and paid monthly.

Share Certificates

Rates effective as of November 15, 2022

Certificate Term APR APY
6-Month Share Certificate

Minimum Balance of $1,000

 3.25% 3.25%
12-Month Share Certificate

Minimum Balance of $2,500

 3.35% 3.35%
18-Month Share Certificate

Minimum Balance of $5,000

 3.50% 3.50%
24-Months Share Certificate

Minimum Balance of $5,000

 3.75% 3.75%
36-Months Share Certificate

Minimum Balance of $5,000

 3.00% 3.00%

Rates are subject to change without notice.

Texas Plains Federal's Share Certificates pay some of the highest dividends we offer. Select a maturity term anywhere from 6 months to 3 years. Share Certificates are available at minimum deposit levels as low as $1000. Ask a Texas Plains Federal representative for complete details.

The penalty for early withdrawal would be equal to 90 days of interest (dividends).

Rates are subject to change each week but are fixed for the term of the investment. Dividends will be paid monthly. The only time that a CD can receive funds through a transfer or deposit is during the 10-day grace period when the CD is opened or renewed.

IRA Accounts

Rates effective as of November 3, 2022

Account Type APR APY
IRA Accounts (Traditional & Roth)

Minimum balance of $25.00 required.

 0.75% 0.75%

Rates are subject to change without notice.