Rates

Consumer Loan Rates

Rates effective as of November 1, 2022

Loan Type	APR
New and Used Vehicles Up to 60 months	From 5.00%
New and Used Vehicles Up to 72 Months	From 6.00%
New and Used Boat, Motorcycle, and RV Up to 60 Months	From 6.00%
New and Used Boat, Motorcycle, and RV Up to 120 months	From 7.50%
Signature Loan Up to 36 Months	From 10.00%
Line of Credit Length of Term Varies	From 12.00%

All rates are quoted at the Annual Percentage Rate (APR)
Rates are based on credit score and the term of the loan
Rates are subject to change at any time

Ag Loan Rates

Rates effective as of December 23, 2022

Loan Type	APR
Equipment - New 12 - 36 Months	From 4.50%
Equipment - Used 12 - 24 Months	From 5.00%
Livestock 12 Months	From 4.50%

All rates are quoted at the Annual Percentage Rate (APR)
Rates are based on credit score and the term of the loan
Rates are subject to change at any time

Share Rates

Rates effective as of November 16, 2022

Rate Description	APR	APY
Regular Share Savings Account: $25 - $4,999	0.30%	0.30%
Regular Share Savings Account: $5,000 - $9,999	0.30%	0.30%
Regular Share Savings Account: $10,000+	0.35%	0.35%
Share Draft Checking Account Minimum balance of $500 required	0.10%	0.10%
IRA Account Minimum balance of $25 required	0.75%	0.75%

Rates are subject to change without notice. All dividends are calculated by daily balance method and paid monthly.

Share Certificates

Rates effective as of November 15, 2022

Certificate Term	APR	APY
6-Month Share Certificate Minimum Balance of $1,000	3.25%	3.25%
12-Month Share Certificate Minimum Balance of $2,500	3.35%	3.35%
18-Month Share Certificate Minimum Balance of $5,000	3.50%	3.50%
24-Months Share Certificate Minimum Balance of $5,000	3.75%	3.75%
36-Months Share Certificate Minimum Balance of $5,000	3.00%	3.00%

Rates are subject to change without notice.

Texas Plains Federal's Share Certificates pay some of the highest dividends we offer. Select a maturity term anywhere from 6 months to 3 years. Share Certificates are available at minimum deposit levels as low as $1000. Ask a Texas Plains Federal representative for complete details.

The penalty for early withdrawal would be equal to 90 days of interest (dividends).

Rates are subject to change each week but are fixed for the term of the investment. Dividends will be paid monthly. The only time that a CD can receive funds through a transfer or deposit is during the 10-day grace period when the CD is opened or renewed.

IRA Accounts

Rates effective as of November 3, 2022

Account Type	APR	APY
IRA Accounts (Traditional & Roth) Minimum balance of $25.00 required.	0.75%	0.75%

Rates are subject to change without notice.